Author – Devshree Pareek
In the world of smart phones, the users expect such apps that would either reduce their efforts or would simplify their work.
The use of calculators & memos to record the daily spending is now an outdated thing. A number of apps are taking a swipe at making it a lot easier.
These smartphone apps will help you track your expenses and save a lot of money.
Personal finance apps might not make you a millionaire overnight but can surely help you keep track of the budgets better.
5 Personal Finance Apps which you should be aware of are :-
1. Money view
It’s an expense manager as it keeps records of category wise spending.
It tracks your bills & helps you to never miss paying them. Surely, an Indian version of finance Siri.
A very popular App, its features include social and location tools for your expenses, allowing you to record not only how much you spend, but also where and with who & gives you detailed infographics of your spending. It’s available on iOS & Android.
Besides allowing for an in-depth personal budget management and expense logging, the Mint app lets you sync your bank and card details for an up-to-date and secure look at your financial state. It’s available on the App Store, Amazon, Google Play and for Windows Phone.
4. My Tax India
It’s most beneficial to us that what’s charged from us is spent on our collective benefit.
This app helps you in understanding a small word ‘tax’ with a huge meaning.
Calculating taxes, taking into account investments and other deductions can be intimidating, but My Tax India makes the process really simple. It doesn’t actually file the taxes for you but helps you to understand how much tax you do need to pay, and you can experiment with the different settings to learn what’s best for you. Even if you’re clueless about personal finance, you will be able to use this app.
5. Level Money
Level Money calls itself the “mobile money meter.” It automatically calculates your income and recurring bills, and then suggests what your daily, weekly, and monthly spending should be, only after you connect it to your bank account. It does a number of things ranging from estimating your income to helping you set a percentage of income as savings. It also provides an easy infographic. Level Money is definitely worth a second and third look.
It’s available on iOS & Android